Auto Loans Made Easy
Financing a Car and Build Credit
We’re not just about getting you on the road, we’re also here to help you rebuild your credit.
By making timely payments, you’ll be taking a positive step towards improving your credit history and achieve your life goals.
Bad Credit Used Auto Loans
Don’t stress out about finding a dealership to approve you for auto financing with bad credit. At CAR APP DIRECT, everyone is approved regardless of their credit scores. If you have slow or really bad credit, you have the same chances of getting a loan as a car buyer with a higher score. If making your monthly payment in one lump sum is difficult, our buy here pay here loans allow you to make affordable weekly payments at our dealership for your convenience.
Bad Credit Used Auto Loans
Don’t stress out about finding a dealership to approve you for auto financing with bad credit. At Car App Direct, everyone is approved regardless of their credit scores. If you have slow or really bad credit, you have the same chances of getting a loan as a car buyer with a higher score. If making your monthly payment in one lump sum is difficult, our buy here pay here loans allow you to make affordable weekly payments at our dealership for your convenience.
Quality Used Cars
When you get approved for a used vehicle loan, you don’t have to end up with a cheap used car that that is not safe and reliable. We have a great inventory of affordable domestic and imported pre-owned sedans, trucks and SUVs to choose from so you’ll feel good about what you drive off the lot. And if you need a second chance for auto financing, we get you approved through our network of auto loan lenders. It does not matter if you have a small down payment or no down payment, our specialists will work with you to buy the car you need.
Vehicle Refinancing
Are you looking for a quick way to save money? An auto refinance through CAR APP DIRECT can put some extra cash in your pocket quickly and easily. If you have been making your payments on time, chances are your scores have improved and you can benefit by getting : 1. a lower monthly car payment. 2. the best car loan rates & terms available.
Bad credit or good, refinance your vehicle with us today!
Vehicle Refinancing
Are you looking for a quick way to save money? An auto refinance through Car App Direct can put some extra cash in your pocket quickly and easily. If you have been making your payments on time, chances are your scores have improved and you can benefit by getting :
1. a lower monthly car payment.
2. the best car loan rates & terms available.
Bad credit or good, refinance your vehicle with us today!
We say YES to any credit rating Guaranteed Auto Financing
Fast Auto Loans for Slow Credit. Get Approved in 60 Seconds.
Just because you are looking to buy a pre-owned automobile with a car loan in Ontario doesn’t mean you’re going to get stuck with a cheap used car. You want to buy a car you know you can afford so you don’t max out your budget, but you can still get a good new to you sedan, truck, SUV or minivan that is safe, good on gas, and reliable.
While a down payment is recommended it’s not always a requirement. In fact, many people who arrange financing with one of our auto loan lenders make little or no down payment at all. This may cause your monthly payments to increase a little, but because we report all payments to the credit bureaus your score will increase, and you could qualify to refinance your vehicle refinancing your vehicle in a few months. This will allow you to get better rates and terms making your monthly payments decrease, and your loan even more affordable.
It takes less than 2 minutes. You can apply any time of the day or night – whatever is most convenient for you. Then we’ll work to have you approved and get you into your next vehicle.
Real Customers, Real Reviews
See What Our Customers Say
We pride ourselves on the best customer experience. That is why we have so many referral and returning customers.
Patrick was my agent and he was very thorough. Given the circumstances of my financial status, he was diligent and patient enough to find way for me to get financed. He was such a very polite agent, and easy to reach when I needed some questions and updates. I was taken care of more than I expected. So thank you Patrick.
So happy with my new car at a very good interest rate. Patrick was awesome he was there anytime I needed him. He even answered me on the weekend or late night when I wanted to know some details of the approval. It was very great experience and will definitely be coming back to buy my next car from Patrick.
Working with Car App Direct was a great experience! They went over and above to get me a car that fits my budget regardless of my credit score. They were patient and didn't give up till we got the right car! And they made sure I got my car within a few days! The team is very professional and I recommend them 100%
I got this 2019 Ford Escape today and I absolutely love this vehicle. Patrick Wu who sold me the vehicle went above and beyond in helping us to finance this vehicle. I highly recommend this company for all your vehicle needs. Great vehicle great approval. Thank you so much Car App Direct and Patrick.
The team has been great to deal with. They will fight to get you in a vehicle, so friendly, understanding and efficient. They will work hard for you and you wont be disappointed. I was having a hard time securing a car loan due to illness and they made it work. Patrick was very good he called and explained what was happening he knew I needed my car for work and he got it done, very friendly and made me feel comfortable.
I am so happy with what I got from Patrick! I got a 7 seater Infiniti and it exceeded my expectations. I was afraid I wouldn’t get one because of my credit score which was a little low. He found me this SUV within a couple of hours and I picked up in less than a week! I am so happy! It is beautiful and above what I have expected! My whole family will buy from this dealership from now on! Thank you Patrick!
Thank you to Patrick for tracking down the Mercedes I wanted while staying within my budget!! And at an excellent approval rate too! The car showed up exactly as described. And even with a small front tire issue Patrick worked to go above and beyond to make sure I’m happy. They took care of the licensing and when I was promised delivery on Wednesday he followed through completely. Thanks again Patrick.
I couldn’t be more pleased with my purchase. The car came earlier than expected it was clean and drives like a beauty. If it wasn’t for Patrick I would not have this beautiful car. Thank you for taking the time to find me something within my price range and suitable for my family. Definitely recommend this company to anyone needing a vehicle
Thank you Patrick for helping us find an amazing deal on an almost new 2023 Nissan Rogue. You made car shopping so effortless and an amazing experience. We are extremely happy with our purchase. We will definitely be back for the purchase of our next car. I would refer anyone who is looking for professionalism and fair deals on purchasing a vehicle.
Working with Patrick was amazing, he went the extra mile to get me into a car. His dedication is like no other, Very professional and easy to work with, plus the car was delivered straight to me. I would recommend Patrick to anybody having a hard time getting into a car again (5star Customer Service).
Thank you so much Patrick Wu for your support and dedication with the purchase of my new vehicle ( 2022 Mitsubishi RVR). Your friendly and caring approach made the process not difficult for me. I’ll definitely recommend your services to my family and friends. Thank you again! KEEP UP THE GREAT WORK PATRICK!!
My experience dealing with Patrick was amazing. He is well informed about vehicles and he knows the best rate on the market. He got me a 7-seater SUV with the best rate, with one of the top banks. I would definitely recommend Patrick and the Team for any vehicle need. The best experience brought a vehicle .
My wife happened upon a Facebook ad and filled out a quick form of what we were looking for. We were weary at first but Patrick was very accommodating and never pushed for anything I wasn't comfortable with. He found us the exact van we hoped to get with all the extras we didn't think we would get financing for. Patrick got us the financing at a rate within our budget. When it arrived yesterday, not only was it exceptionally cleaned, but it was exactly as promised. Now my family has a reliable vehicle again
After two months of looking and struggling to be approved, I had the pleasure working with Patrick and the team. Considering my credit score, they were able to get me a good rate. I gave up hope when numerous dealers informed me that my credit history would prevent me from getting approved, but Car App Direct not only obtained approval for my automobile, but I also received the vehicle within a week. I had a great overall experience with Patrick. Highly recommended to anyone looking for hassle-free service.”
