About Us
Get Approved Online & We'll Deliver To You
Car App Direct is not just an used car sales team. We are a team focused on delivering exceptional customer experiences. Our mission is to create lifetime clients, guided by our values of excellence, trust, respect for our clients' time. Our team members have more than 25 years of successful experience in automotive finance and sales management at both new and used car dealer groups. We are committed to putting our team and customers first which is why we have achieved a high customer satisfaction rating and a relaxed buying experience.
We understand customers have limited choices in the automotive finance market due to circumstances out of their control. In customer experience and satisfaction, we stand alone in providing a service that enriches people's lives. Our extensive knowledges in rebuilding and improving YOUR credit is our TOP priority.
25
Years of Experience
Our Mission
Our mission is to help Canadians achieve car ownership, regardless of their financial situation or credit history. We are committed to offering excellent customer service, flexible options, and transparency, ensuring that our clients receive the financial assistance they need.
Our Vision
Our vision is to be the leading provider of car financing solutions. We strive to set new standards in the industry by offering innovative loan products, and fostering long-term relationships with our customers. We envision a future where car ownership is attainable for everyone.
Choose from thousands of vehicles All Makes and Models Available
Special financing options are waiting to get you behind the wheel today.
Why choose us
Why Choose Car App Direct?
- Trusted by Many: Join the numerous satisfied customers who have successfully obtained car loans and improved their financial situation with us.
- Easy Online Application: No need to wait in line or go through extensive paperwork. Our online application process is quick and hassle-free, giving you more time to focus on what matters most.
- Extensive Vehicle Inventory: Gain access to a wide selection of vehicles! With our network of wholesalers and auctions across Ontario, we can help you find the perfect vehicle that fits your needs and budget.
How Does it work?
We have a great inventory of affordable and High end domestic and imported pre-owned sedans, trucks, SUVs and Vans to choose from. If you need a second chance for auto financing, we get you approved through our network of Banks and auto loan lenders. It does not matter if you have a small down payment or no down payment, our specialists will work with you to buy the car you need.
Bankruptcy & Proposals
Have you recently gone bankrupt or entered into a proposal? We can help with our vast array of lenders who specialize in this style of lending. We do understand that when going into a situation like this it may cause you to surrender your current vehicle. We have the experience and the lenders who offer exceptional rates to customers who are in this particular position. Rates Range from 4.99%-19.99 %. The banks are willing to take the risk to get you back on the road, so let us show you how this program works. Apply now or contact us to find out how we can help you.
What Is Required?
Regardless if you have good or bad credit scores, going for a quick and easy pre-approval is always smart. No longer do you have to go to a used car dealership wondering what you can afford. The process is fast and easy and our financing requirements are basic: Have income (from any source) of at least $2,000 per month. Current employment for a minimum of 3 months.
Real Customers, Real Reviews
See What Our Customers Say
We pride ourselves on the best customer experience. That is why we have so many referral and returning customers.
Patrick was my agent and he was very thorough. Given the circumstances of my financial status, he was diligent and patient enough to find way for me to get financed. He was such a very polite agent, and easy to reach when I needed some questions and updates. I was taken care of more than I expected. So thank you Patrick.
So happy with my new car at a very good interest rate. Patrick was awesome he was there anytime I needed him. He even answered me on the weekend or late night when I wanted to know some details of the approval. It was very great experience and will definitely be coming back to buy my next car from Patrick.
Working with Car App Direct was a great experience! They went over and above to get me a car that fits my budget regardless of my credit score. They were patient and didn't give up till we got the right car! And they made sure I got my car within a few days! The team is very professional and I recommend them 100%
I got this 2019 Ford Escape today and I absolutely love this vehicle. Patrick Wu who sold me the vehicle went above and beyond in helping us to finance this vehicle. I highly recommend this company for all your vehicle needs. Great vehicle great approval. Thank you so much Car App Direct and Patrick.
The team has been great to deal with. They will fight to get you in a vehicle, so friendly, understanding and efficient. They will work hard for you and you wont be disappointed. I was having a hard time securing a car loan due to illness and they made it work. Patrick was very good he called and explained what was happening he knew I needed my car for work and he got it done, very friendly and made me feel comfortable.
I am so happy with what I got from Patrick! I got a 7 seater Infiniti and it exceeded my expectations. I was afraid I wouldn’t get one because of my credit score which was a little low. He found me this SUV within a couple of hours and I picked up in less than a week! I am so happy! It is beautiful and above what I have expected! My whole family will buy from this dealership from now on! Thank you Patrick!
Thank you to Patrick for tracking down the Mercedes I wanted while staying within my budget!! And at an excellent approval rate too! The car showed up exactly as described. And even with a small front tire issue Patrick worked to go above and beyond to make sure I’m happy. They took care of the licensing and when I was promised delivery on Wednesday he followed through completely. Thanks again Patrick.
I couldn’t be more pleased with my purchase. The car came earlier than expected it was clean and drives like a beauty. If it wasn’t for Patrick I would not have this beautiful car. Thank you for taking the time to find me something within my price range and suitable for my family. Definitely recommend this company to anyone needing a vehicle
Thank you Patrick for helping us find an amazing deal on an almost new 2023 Nissan Rogue. You made car shopping so effortless and an amazing experience. We are extremely happy with our purchase. We will definitely be back for the purchase of our next car. I would refer anyone who is looking for professionalism and fair deals on purchasing a vehicle.
Working with Patrick was amazing, he went the extra mile to get me into a car. His dedication is like no other, Very professional and easy to work with, plus the car was delivered straight to me. I would recommend Patrick to anybody having a hard time getting into a car again (5star Customer Service).
Thank you so much Patrick Wu for your support and dedication with the purchase of my new vehicle ( 2022 Mitsubishi RVR). Your friendly and caring approach made the process not difficult for me. I’ll definitely recommend your services to my family and friends. Thank you again! KEEP UP THE GREAT WORK PATRICK!!
My experience dealing with Patrick was amazing. He is well informed about vehicles and he knows the best rate on the market. He got me a 7-seater SUV with the best rate, with one of the top banks. I would definitely recommend Patrick and the Team for any vehicle need. The best experience brought a vehicle .
My wife happened upon a Facebook ad and filled out a quick form of what we were looking for. We were weary at first but Patrick was very accommodating and never pushed for anything I wasn't comfortable with. He found us the exact van we hoped to get with all the extras we didn't think we would get financing for. Patrick got us the financing at a rate within our budget. When it arrived yesterday, not only was it exceptionally cleaned, but it was exactly as promised. Now my family has a reliable vehicle again
After two months of looking and struggling to be approved, I had the pleasure working with Patrick and the team. Considering my credit score, they were able to get me a good rate. I gave up hope when numerous dealers informed me that my credit history would prevent me from getting approved, but Car App Direct not only obtained approval for my automobile, but I also received the vehicle within a week. I had a great overall experience with Patrick. Highly recommended to anyone looking for hassle-free service.”
Have income (from any source) of at least $2,000 per month
Current employment for a minimum of 3 months
