Welcome to Car App Direct
We’re Driven to Get You Driving
Car App Direct makes getting a vehicle easy
Auto Loans
The Vehicle You Want at the Payment You Can Afford
Amortization between 24-96 months. Amount range from $13,000 - $100,000, with rates as low as 4.99%. We will get you the best approval at the best term and rate. Apply now through our 100% secured online form and get approved within 24 hours!
Financing Made Easy
Our stress-free finance team that can find financial solutions to get you approved.
Trusted by thousands
We have helped thousands of customers get into the vehicle of their choice.
Wide Range and Brand
With a robust selection of popular vehicles on hand, as well as leading vehicles from imported to domestic makes. We’ll find the vehicle that’s right for you.
Peace of Mind
We strive to ensure you have worry free ownership that gives you peace of mind. All vehicles come with Carfax and full safety inspection.
Our services
Rebuild Your Credit
Have you had issues with your credit in the past?
We can help you get on the road in the vehicle you want while helping you get your credit back on track.
Car App Direct, A Hassle-Free Car Buying Experience
Car loans for Everyone
- Apply for free - Nothing to lose
- No obligation to buy
- Bad credit? No problem, any credit accepted
- $0 money down option available
- 98% Approval rate
- Rebuild your credit & get into a new vehicle today
It’s really that EASY
With hundreds of thousands of happy drivers, Car App Direct is the easiest way to get a car in Ontario!
All you have to do is fill out our 60-second application and we will take care of the rest! Our car loan experts will get in touch within 24 hours to walk you through the best approvals. We are not limited to local customers.
We deliver across the entire Ontario!
It’s really that EASY
With hundreds of thousands of happy drivers, Car App Direct is the easiest way to get a car in Ontario!
All you have to do is fill out our 60-second application and we will take care of the rest! Our car loan experts will get in touch within 24 hours to walk you through the best approvals. We are not limited to local customers.
We deliver across the entire Ontario!
Look no further than Car App Direct
Our friendly staff provides the highest level of customer satisfaction, making us an excellent choice to purchase your next vehicle. Worried about not being able to afford a vehicle? At Car App Direct everyone is approved regardless of their credit score!
We believe there’s a car loan solution for every driver. By rethinking and reinventing the way car loans work, we’re helping drivers across Ontario surpass their financial roadblocks and get behind the wheel, quickly and with confidence.
Real Customers, Real Reviews
See What Our Customers Say
We pride ourselves on the best customer experience. That is why we have so many referral and returning customers.
Patrick was my agent and he was very thorough. Given the circumstances of my financial status, he was diligent and patient enough to find way for me to get financed. He was such a very polite agent, and easy to reach when I needed some questions and updates. I was taken care of more than I expected. So thank you Patrick.
So happy with my new car at a very good interest rate. Patrick was awesome he was there anytime I needed him. He even answered me on the weekend or late night when I wanted to know some details of the approval. It was very great experience and will definitely be coming back to buy my next car from Patrick.
Working with Car App Direct was a great experience! They went over and above to get me a car that fits my budget regardless of my credit score. They were patient and didn't give up till we got the right car! And they made sure I got my car within a few days! The team is very professional and I recommend them 100%
I got this 2019 Ford Escape today and I absolutely love this vehicle. Patrick Wu who sold me the vehicle went above and beyond in helping us to finance this vehicle. I highly recommend this company for all your vehicle needs. Great vehicle great approval. Thank you so much Car App Direct and Patrick.
The team has been great to deal with. They will fight to get you in a vehicle, so friendly, understanding and efficient. They will work hard for you and you wont be disappointed. I was having a hard time securing a car loan due to illness and they made it work. Patrick was very good he called and explained what was happening he knew I needed my car for work and he got it done, very friendly and made me feel comfortable.
I am so happy with what I got from Patrick! I got a 7 seater Infiniti and it exceeded my expectations. I was afraid I wouldn’t get one because of my credit score which was a little low. He found me this SUV within a couple of hours and I picked up in less than a week! I am so happy! It is beautiful and above what I have expected! My whole family will buy from this dealership from now on! Thank you Patrick!
Thank you to Patrick for tracking down the Mercedes I wanted while staying within my budget!! And at an excellent approval rate too! The car showed up exactly as described. And even with a small front tire issue Patrick worked to go above and beyond to make sure I’m happy. They took care of the licensing and when I was promised delivery on Wednesday he followed through completely. Thanks again Patrick.
I couldn’t be more pleased with my purchase. The car came earlier than expected it was clean and drives like a beauty. If it wasn’t for Patrick I would not have this beautiful car. Thank you for taking the time to find me something within my price range and suitable for my family. Definitely recommend this company to anyone needing a vehicle
Thank you Patrick for helping us find an amazing deal on an almost new 2023 Nissan Rogue. You made car shopping so effortless and an amazing experience. We are extremely happy with our purchase. We will definitely be back for the purchase of our next car. I would refer anyone who is looking for professionalism and fair deals on purchasing a vehicle.
Working with Patrick was amazing, he went the extra mile to get me into a car. His dedication is like no other, Very professional and easy to work with, plus the car was delivered straight to me. I would recommend Patrick to anybody having a hard time getting into a car again (5star Customer Service).
Thank you so much Patrick Wu for your support and dedication with the purchase of my new vehicle ( 2022 Mitsubishi RVR). Your friendly and caring approach made the process not difficult for me. I’ll definitely recommend your services to my family and friends. Thank you again! KEEP UP THE GREAT WORK PATRICK!!
My experience dealing with Patrick was amazing. He is well informed about vehicles and he knows the best rate on the market. He got me a 7-seater SUV with the best rate, with one of the top banks. I would definitely recommend Patrick and the Team for any vehicle need. The best experience brought a vehicle .
My wife happened upon a Facebook ad and filled out a quick form of what we were looking for. We were weary at first but Patrick was very accommodating and never pushed for anything I wasn't comfortable with. He found us the exact van we hoped to get with all the extras we didn't think we would get financing for. Patrick got us the financing at a rate within our budget. When it arrived yesterday, not only was it exceptionally cleaned, but it was exactly as promised. Now my family has a reliable vehicle again
After two months of looking and struggling to be approved, I had the pleasure working with Patrick and the team. Considering my credit score, they were able to get me a good rate. I gave up hope when numerous dealers informed me that my credit history would prevent me from getting approved, but Car App Direct not only obtained approval for my automobile, but I also received the vehicle within a week. I had a great overall experience with Patrick. Highly recommended to anyone looking for hassle-free service.”
